O.k. first thanks to my sister for making me this blog site because I am totally useless at this stuff. Also thanks to my daughter who so bluntly pointed out that I never keep my commitments to myself. She is absolutely right and this is the reason for my blog. I figure if I keep a journal of what I am doing and how I am progressing I will stick to it. Its like having an imaginary “trainer” to own up to.

I love Gail, I love how blunt she is and how she makes you responsible for your choices. So I made a choice to get debt free. I love jumping into things heels over head!!!Slow and one step at a time is not in my vocabulary.....hence my problem!! This is one of the main reasons as to how I got into debt. I am the one who picks up a novel reads the summary on the back, the first chapter and need to know the end so I read it!! Who does that????????????

Gail knows this. Item number two in her introduction of her newest book “Debt-Free Forever” is actually “Do one thing at a time”. I love her! She even describes me...”shooting off in all directions and achieving nothing!” That’s me! How does she know so much? This must mean there are more people out there like me. I take comfort in that. The funny thing is I am totally organized with everything I mean down to what goes in what drawer in the kitchen and what goes on what shelf in the fridge (ah thanks momma!! You taught me well) so why, why do I shoot off in all directions. Hopefully this blog will help me stay focussed and take baby steps! (Which is actually item number three..... can you believe it?! Honestly, Gail your too much! Luv ya!

So here we go..............................

Day One:
Went to Gail’s website and got information on how to get financially organized. I’m very confused!!! My file box has all my bills alphabetically, folders for all my children, me and my husband, folders for warranties, miscellaneous items, important documents, etc... (did you forget I’m extremely organized?) Gail wants me to reduce it all to less than half of what I have. O.k. maybe I was doing overkill? Who knows but what has become my favourite saying applies...”Gail says”. I trust ya Gail. Gone are the files (well most of them...old habits are hard to break!) I love my inbox though. The idea of separating bills from due on 1-16 and 17-31 love it!
This took about two hours to do.