O.k so I went back and reread and found that in my anticipation I missed some details about how you do your budget. Really glad I went back and reread, found some other things that I needed to hear again. For example you pay only the bills for which you have money in the bank during any period. No wonder things seemed a little harder, it almost felt like I was following behind instead of catching up. But its o.k and all fixed.

Now we, and I say we because my husband is involved (for the most part) are trying to learn the habit of checking with our budget before we spend. This is our Wednesday thing